Job Interview Assessment Form Pdf
When responding give specific examples, whenever possible, of how you have handled a project or situation. Providing details will show the interviewer how and why you are qualified for the job. Below is a list of some of the questions contained in the full PDF Download Q:: What is bank? What are the types of banks? A:: A bank is a financial institution licensed as a receiver of cash deposits. There are two types of banks, commercial banks and investment banks. In most of the countries, banks are regulated by the national government or central bank. Q:: What is consumer bank? A:: Consumer bank is a new addition in the banking sector, such bank exist only in countries like U. S. A and Germany. This bank provides loans to their customer to buy T. V, Car, furniture etc. and give the option of easy payment through instalment. Q:: What is overdraft protection? A:: Overdraft protection is a service that is provided by a bank to their customer. For instance, if you are holding two accounts, saving and credit account, in the same bank.
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Q:: What is the difference between bank guarantee and letter of credit? A:: There is not much difference between bank guarantee and letter of credit as they both take the liability of payment. A bank guarantee contains more risk for a bank than a letter of credit as it is protecting both parties the purchaser and seller. Q:: How bank earns profit? A:: The bank earns profit in various ways a) Banking value chain b) Accepting deposit c) Providing funds to borrowers on interest d) Interest spread e) Additional charges on services like checking account maintenance, online bill payment, ATM transaction Q:: What is Cost Of Funds Index (COFI)? A:: COFI is an index that is used to determine interest rates or changes in the interest rates for certain types of Loans. Q:: What are the different types of Loans offered by banks? A:: The different types of loans offered by banks are: a) Unsecured Personal Loan b) Secured Personal Loan c) Auto Loans d) Mortgage Loans e) Small business Loans Q:: What are the things that you have to keep in concern before opening the bank accounts?
Now if one of your accounts does not have enough cash to process the cheques, or to cover the purchases. The bank will transfer money from one account to another account, which does not have cash so to prevent check return or to clear your shopping or electricity bills. Q:: What is the 'cost of debt'? A:: When any company borrows funds, from a financial institution (bank) or other resources the interest paid on that amount is known as 'cost of debt'. Q:: What is 'balloon payment'? A:: The 'balloon payment' is the final lump sum payment that is due. When the entire loan payment is not amortized over the life of the loan, the remaining balance is due as the final repayment to the lender. Balloon payment can occur within an adjustable rate or fixed rate mortgage Q:: What is 'Loan grading'? b>A::The classification of loan based on various risks and parameters like repayment risk, borrower's credit history etc. is known as 'loan grading'. This system places loan on one to six categories, based on the stability and risk associated with the loan.
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Banking & Financial Services interview, Questions and Answers When you are interviewing for a Banking & Financial Services job, in addition to the basic interview questions you will be asked during a job interview, you will be asked more focused and specific Banking & Financial Services questions, about your education, skills, certifications, languages, and tools you have expertise in. The hiring manager will want to know, in detail, how equipped you are to handle the position. Prepare for the interview by considering the job qualifications - what skills, knowledge, and experiences you'll need for to be successful in the job. Take the job requirements that are included in the posting and make a list of the top qualifications the employer is looking for. Then match your credentials to the list. Be ready to discuss why you have each attribute the company wants. Review this list of accounting interview questions and take the time to prepare responses based on your qualifications for the job.